瑞达 Rejda 保险教材英文练习题03Word文档下载推荐.docx
- 文档编号:14989621
- 上传时间:2022-10-26
- 格式:DOCX
- 页数:14
- 大小:19.24KB
瑞达 Rejda 保险教材英文练习题03Word文档下载推荐.docx
《瑞达 Rejda 保险教材英文练习题03Word文档下载推荐.docx》由会员分享,可在线阅读,更多相关《瑞达 Rejda 保险教材英文练习题03Word文档下载推荐.docx(14页珍藏版)》请在冰豆网上搜索。
Answer:
A
QuestionStatus:
PreviousEdition
2)Asituationorcircumstanceinwhichalossispossible,regardlessofwhetheralossoccurs,iscalleda
A)deductible.
B)lossexposure.
C)lossavoidance.
D)peril.
B
3)AllofthefollowingareriskmanagementobjectivespriortotheoccurrenceoflossEXCEPT
A)analysisofthecostofdifferenttechniquesforhandlinglosses.
B)continuingoperationsafteraloss.
C)reductionofanxiety.
D)meetingexternallyimposedobligations.
4)Prelossobjectivesofriskmanagementincludewhichofthefollowing
I.Preparingforpotentiallossesinthemosteconomicalway.
II.Reductionofanxiety.
A)Ionly
B)IIonly
C)bothIandII
D)neitherInorII
C
5)Ariskmanagerisconcernedwith
I.Identifyingpotentiallosses.
II.Selectingtheappropriatetechniquesfortreatinglosses.
6)SourcesofinformationthatcanbeusedbyariskmanagertoidentifypurelossexposuresincludeallofthefollowingEXCEPT
A)riskanalysisquestionnaires.
B)currencyexchangerates.
C)physicalinspections.
D)pastlosses.
7)Lossseverityisdefinedasthe
A)probablesizeofthelosseswhichmayoccurduringsomeperiod.
B)probablenumberoflosseswhichmayoccurduringsomeperiod.
C)probabilitythatanyparticularpieceofpropertymaybetotallydestroyed.
D)probabilitythataliabilityjudgmentmayexceedafirm'
snetworth.
8)Lossfrequencyisdefinedasthe
A)probablesizeofthelossesthatmayoccurduringsomeperiod.
B)probablenumberoflossesthatmayoccurduringsomeperiod.
9)Theworstlossthatcouldeverhappentoafirmisreferredtoasthe
A)maximumpossibleloss.
B)probablemaximumloss.
C)frequencyofloss.
D)severityofloss.
10)Theworstlossthatislikelytohappenisreferredtoasthe
11)AllofthefollowingstatementsaboutavoidancearetrueEXCEPT
A)Certainlossexposuresareneveracquired.
B)Certainlossexposuresmaybeabandoned.
C)Thechanceoflossforcertainlossexposuresmaybereducedtozero.
D)Itcanbeusedforanylossexposurefacingafirm.
D
12)Abandoninganexistinglossexposureisanexampleof
A)avoidance.
B)retention.
C)noninsurancetransfer.
D)insurancetransfer.
13)Whichofthefollowingconditionsis(are)appropriateforusingretention
I.Lossesaredifficulttopredict.
II.Theworstpossiblelossisnotserious.
14)Whichofthefollowingstatementsregardingtheuseofretentionis(are)true
I.Retentionisbestusedforlossexposuresthathavealowfrequencyandahighseverity.
II.Afinanciallystrongfirmcanhaveahigherretentionlevelthanafirmwhosefinancialpositionisweak.
15)AllofthefollowingstatementsaboutcaptiveinsurersaretrueEXCEPT
A)Theymayactasaprofitcenterbyinsuringpartiesotherthantheparentcompany.
B)Theyprovideawaytoobtaintypesofinsurancethatmaybeunavailablefromcommercialinsurers.
C)Theyincreasethevolatilityoftheparentcompany'
searnings.
D)Theymakeiteasierforafirmtohaveaccesstoreinsurance.
16)Whichofthefollowingstatementsaboutself-insuranceis(are)true
I.Itisaformofplannedretention.
II.Statelawusuallyprohibitsitsuseforworkerscompensation.
17)AllofthefollowingarepotentialadvantagesofretentionEXCEPT
A)lowerexpenses.
B)increasedcashflow.
C)encouragementoflossprevention.
D)protectio
- 配套讲稿:
如PPT文件的首页显示word图标,表示该PPT已包含配套word讲稿。双击word图标可打开word文档。
- 特殊限制:
部分文档作品中含有的国旗、国徽等图片,仅作为作品整体效果示例展示,禁止商用。设计者仅对作品中独创性部分享有著作权。
- 关 键 词:
- 瑞达 Rejda 保险教材英文练习题03 保险 教材 英文 练习题 03