中国银行个人抵押合同英文翻译模板.docx
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中国银行个人抵押合同英文翻译模板.docx
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中国银行个人抵押合同英文翻译模板
BankofChinaLimited
PersonalMortgageLoanContract
SerialNO.:
2015GEDAIZINO.__
Mortgager:
_______________
IDNO.:
_______________
Address:
_______________PostalCode:
_______________
Tel.:
_______________
(Note:
applytothemortgagerwhoisnaturalperson)
Mortgager:
______________________/___________________________
BusinessLicenseNumber:
_________/___________________________
TheLegalRepresentative/Principal:
________/____________________
ResidenceAddress:
_______/_________PostalCode:
______/_________
OpeningBankandAccountNumber:
_______________/_____________
Tel.:
_________/___________________Fax:
____________/__________
(Note:
applytothemortgagerwhoisnotnaturalperson)
Mortgagee:
TheBankofChinaCo.,LTD.______Branch
Principal:
_______________
Address:
_______________
PostalCode:
_______________
Tel.:
_____Fax:
___________
Toguaranteethepaymentofthedebtinthe"mastercontract"whichisspecifiedinthearticleoneofthiscontract,themortgagersetupthemortgageguaranteeforthecreditor'srightsofmortgageeaboutthepropertywhichthemortgagerenjoytherightoflegaldisposalright,andislistedintheattached"collaterallist".Thetwopartiesmakethecontractafterequalconsultation.Exceptthiscontracthasotheragreement,thewordsexplanationinthiscontractisbasedonthemaincontract.
ArticleOnetheMainContract
Themaincontractofthiscontractisfollowing:
thecontractsignedbythemortgageeandtheborrower________,thereviseandthesupplement:
the“PersonalHousingLoanContract”/“PersonalConsumerCarLoanContract”/“IndividualOperationCarLoanContract”which’sserialsNO.is2015GEDAIZINO../■OtherLoanContract:
______“PersonalLoanContract”__________________.
ArticleTwothePrincipalDebt
Thedebtinthemaincontractformtheprincipaldebtofthiscontract,includingtheprincipalandinterest(includinginterest,compoundinterest,defaultinterest),liquidateddamages,compensationfordamage,thecostofthecreditor'srights(includingbutnotlimitedtolegalfee,attorneyfees,notarialfee,executionfee,etc.),forthelosscausedbytheborrowerdefaulttothemortgageeandallotheraccruedexpenses.
ArticleThreeCollateral
Collateralinformationisintheattachment“collaterallist”.
Duringtheperiodofguarantee,collateraldamage,lossorbeexpropriated,etc.,themortgageecangetpreferredpaymentsbygettinginsurancemoney,damagesorindemnities,etc.Theperiodofperformanceofthesecuredcreditor'srighthasnotexpired,theinsurancemoney,damagesorindemnities,etc.canbedeposited.
Whencollateralishouse,whenthemortgagerisinawareofhousewillbedismantled,themortgagershouldtimelyinformthemortgagee.
Duringtheguaranteeperiod,ifthemortgagehouseisgoingtobedemolished,fortheformofhousedemolishedusingcompensationofpropertyrightexchange,themortgagershouldnegotiatewiththeborrower,themortgageeaboutpayingoffthedebt,orinaccordancewiththerequirementsofthemortgagee,tousethehousewhichhaspropertyrightsexchangeorothermortgagestoresetmortgageandsignanewmortgageagreement.afterthelossoftheoriginalmortgagehouseandbeforethenewmortgageregistrationisdone,themortgagorshoulddoasthemortgageeasks,thesecuredpartywhichhasguaranteeconditionsshouldprovideguarantee;Forthedemolitionhouseforwhichtocompensatebywayofcompensation,themortgageehastherighttogetpreferredpaymentsaboutthecompensation,ortoaskthemortgagertomakethedemolitioncompensationasguaranteepropertybyopeningadepositaccountorcertificatesofdepositandotherform,andsigntherelevantcompensationcollateralagreementordepositcollateralagreement.
ArticleFourMortgagePattern
Forhiscontract,themortgagerprovides:
Periodicmortgageguarantee,sincetheborrowerhascompletedspecifiedthehousewhichloanpurchases/carsmortgageregistrationandthemortgageehasreceivedtheoriginalmortgagecertificateasdescribedinthearticleoneofthiscontractunderthemaincontract,inthiscontracttherewillnolongeroccurnewguaranteeobligationsandresponsibilitiestothemortgager,butbeforethatthedebthashappenedinthemaincontract,theprincipalobligationwhichformedthecontract,themortgagerassumetheguaranteeliabilityusethemortgagedproperty.
■Theentiremortgage.Allofthemaincontractdebtformedthiscontract’sprincipalobligation,themortgagerassumetheguaranteeliabilityusethemortgagedproperty.
ArticleFiveMortgageRegistration
Whenneedtomanagemortgageregistrationaccordingtolaw,within7daysaftersigningthecontract,themortgagerandthemortgageeshouldfinishthemortgageregistrationintherelevantregistrationdepartment.
Whenthemortgageregistrationitemschange,an
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