中英文翻译模板-个人住房借款合同(北京农业信用合作社).doc
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中英文翻译模板-个人住房借款合同(北京农业信用合作社).doc
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IndividualHousingLoanContract
(Mortgageplusperiodicallypromisingloan)
Serialno.(2005)year(J)ZINo.(5099)
BeijingRuralCreditCooperatives
PartyA(borrower,mortgager):
SUNQian
IDNo.440301650427416
Address:
Room501,Unit4,Building65,ArtGalleryHoujie,DongchengDistrict,Beijing
Tel:
13901082628
Postcode:
100010
Accountopeningcreditcooperative:
BeijingHaidianDistrictDongshengRuralCreditCooperatives
AccountNo.040600000127093
PartyB(lender,mortgagee):
BeijingHaidianDistrictDongshengRuralCreditCooperatives
Address:
No.1Jia,QinghuaDonglu,HaidianDistrict,Beijing
Tel:
62312092
Postcode:
100083
Legalrepresentative:
WANGYongcai
PartyC(guarantor,namelydevelopersandhouse-saleunits):
DerunRealEstateDevelopmentGroupCo.,Ltd.
Address:
IndustrialDevelopmentZone,MiyunCounty,Beijing
Accountopeningcreditcooperative:
BeijingHaidianDistrictDongshengRuralCreditCooperatives
AccountNo.0100000103000000404
Tel:
65995332
Postcode:
101500
Legalrepresentative:
ZHUANGYihong
Notice
Inordertoprotectyourinterest,pleasereadthefollowingitemscarefullybeforesigningthecontract:
1.YouhavehadthelawcommonsenseofhousingpurchaseloanandguaranteeforBeijingRuralCreditCooperatives;
2.Youhavehadredalltheitemsinthiscontract,andlearntheirmeaning;
3.Youhavemadesurethatthehand-inmaterialsareauthenticable,legalandeffective;
4.Youhavemakesurethatyouhavetheauthoritytosignthecontract;
5.Youhaveknownthatyouhavetoberesponsibleforallthecheating,breachingbehaviors.
6.Yousignthecontractintheprincipleofhonestandcredit.
7.Pleaseusepen,brushpenorsignaturepentofilltheblankstidily.
Ifyouhaveproblemsonthiscontract,pleaseconsulttoBeijingRuralCreditCooperativesorthedistrictsandtowns’associations.
Contents
ChapteroneGeneralprinciple
ChaptertwoLoan
ChapterthreeRepaymentofloan
ChapterfourGuaranteeofloan
ChapterfiveInsurance
ChaptersixRightsandObligations
ChaptersevenAlterationofthecontract
ChaptereightResponsibilitiesofbreachingthecontract
ChapternineOthercontracteditems
ChaptertenSpecialsigneditems
ChapteroneGeneralprinciple
Article1.ThecontractissignedaccordingtotheCivilLawGeneralRulesofP.R.C.,ContractLawofP.R.C.,GuaranteeLawofP.R.C.,LoanRules,ChinesePeopleBankIndividualHouseLoanManagement,andBeijingRuralCreditCooperativesIndividualHouseLoanOperationRegulations.
Article2.Allthepartiesareequal,willing,honestandcredittosignthecontractthroughnegotiation,andpromisetoobeythecontract.
Article3.Thecontractincludesloan,mortgage,guaranteeandsoon.
ChaptertwoLoan
Article4.Thepurposeofloan
Inthearticle47ofthiscontract.
Article5.Theamountofloan.
Inthearticle48ofthiscontract.
Article6.Thetermofloan.
Inthearticle49ofthiscontract.
Article7.Theinterestrateofloan.
Inthearticle50ofthecontract.
Incasetheinterestrateoftheloanunderthiscontractisadjustedbystatewithintheterm,thenewinterestrateisusedfromthefirstdayofthecomingyear.Butiftheadjustmentiswithinoneyearoftheterm(includingoneyear),theinterestrateofthiscontractisnotchanged.
Incasethestatelegalregulatedinterestrateisadjusted,PartyBhasobligationtoimplementtherelatedregulationsofPeople’sBankofChina,andnoticetoPartyAisnotneeded.
Article8.Themodeandconditionsofrepayment.
PartyAandPartyBagreetoadoptthespecialmodeofrepayment,namelyPartyBdirectlydeliverstheloantotheaccountopenedbyPartyCaccordingtothesignedadvancedEntrusttransferringpaymentsAuthorization.Thenameandnumberoftheaccountisinthearticle51ofthiscontract.
ChapterthreeRepaymentofloan
Article9.Theprinciplesofrepayment
PartyAshouldrepaytheprincipalandinterestofloanfromthenextmonthaftertheloanhastransferredintotheaccountopenedbyPartyC.Onemonthisarepaymentperiod,thepresentprincipalandinterestshouldbepaidoffwithinthepresentmonth.Therepaymentdayis25thofeverymonth,andtherepaymentoflastperiodshouldnotlaterthanthecontractterm.
PartyAandPartyBshouldobeytheprincipleofrepayingtheprincipalfirstandtheinterestsecond,andtheprincipalandinterestareprepaidoffatthesametime.TherepaymentitemsofPartyAareaccountedintheorderof“owedinterestbeforeperiod-interestinpresentperiod-theprincipal”
Article10.Thetotalperiodsofrepayment.
PartyAandPartyBagreethatPartyArepaytheloanmonthly,andconfirmthetotalperiodsofrepayment.Thedetailsarein
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- 中英文 翻译 模板 个人住房 借款 合同 北京 农业 信用合作社