金融英语授课教案.docx
- 文档编号:28017627
- 上传时间:2023-07-07
- 格式:DOCX
- 页数:44
- 大小:99.60KB
金融英语授课教案.docx
《金融英语授课教案.docx》由会员分享,可在线阅读,更多相关《金融英语授课教案.docx(44页珍藏版)》请在冰豆网上搜索。
金融英语授课教案
2010年度重庆市高等学校双语教学示范课程
《金融英语》授课教案
重庆工商大学融智学院金融系信用管理教研室
《金融英语》课程组
二0一一年十一月
《金融英语》授课教案
Chapter1:
AboutMoney(第一章关于货币)
[教学目的]温习在《金融学》中已经学过的有关货币起源、特点、职能及类型的基础知识,掌握相应的英语词汇和表达方式。
[教学重点与难点]货币的特征、职能;货币发展的沿革。
[教学时数]2学时
[教学方法与手段]多媒体教学,讲授
I.OriginofMoney
Primitivesociety(duringearlytimes)特点在于:
self-sufficient,whichmeansthateacheconomicunitproducedallitconsumedandconsumedallitproduced,sotheirwantscouldbemetbythemselves.
此处辨析解释economy,economic的含义。
由此引出Barter物物交换,以物易物
1)requirement:
double-coincidenceofwants需求的双重耦合(举例说明)
2)drawbacksofbarter:
Wantscannotbepreciselymatched;
Theproblemofvaluedetermination.
Theindivisibilityoflargeitems.
II.WhatisMoney?
(逐点讲解)
Functions(职能)
1)mediumofexchange(交易媒介)
2)measurementofvalue(价值尺度)
3)storeofvalue(贮藏手段)
4)standardofdeferredpayment(支付手段)
Characteristics:
1)Generallyacceptable2)Durable3)Portable
4)Divisible5)Uniform6)Counterfeitproof
7)Stableinvalue
III.MoneyinModernSociety
IV.Writing:
AboutMoneyinMyMind
课后自主学习阅读材料:
TheInternationalFinancialWorld(国际金融界)
附:
TheInternationalFinancialWorld
Economicactivitybeganwiththecaveman,whowaseconomicallyself-sufficient.Hedidhisownhunting,foundhisownshelter,andprovidedforhisownneeds.Asprimitivepopulationsgrewanddeveloped,theprincipleofdivisionoflaborevolved.Onepersonwasmoreabletoperformsomeactivitythananother,andthereforeeachpersonconcentratedonwhathedidbest.Whileonehunted,anotherfished.Thehunterthentradedhissurplustothefisherman,andthuseachbenefitedfromthevarietyofdiet.
Intoday’scomplexeconomicworldneitherindividualsnornationsareself-sufficient.Nationshaveutilizeddifferenteconomicresources;peoplehavedevelopeddifferentskills.Thisisthefoundationofworldtradeandeconomicactivity.Asaresultofthistradeandactivity,internationalfinanceandbankinghaveevolved.Forexample,theU.Sisamajorconsumerofcoffee,yetitdoesnothavetheclimatetogrowanyofitsown.Consequently,theU.Smustimportcoffeefromcountriesthatgrowcoffeeefficiently.Ontheotherhand,theU.Shaslargeindustrialplantscapableofproducingavarietyofgoods,suchaschemicalsandairplanes,whichcanbesoldtonationsthatneedthem.Ifnationstradeditemforitem,suchasoneautomobilefor10,000bagsofcoffee,foreigntradewouldbeextremelycumbersomeandrestrictive.Butinsteadofbarter,whichisthetradeofgoodswithoutanexchangeofmoney,theU.S.receivesmoneyinpaymentforwhatitsells.ItpaysforBraziliancoffeewithdollars,whichinturncanbuytextilesfromGreatBritain,whichcanthenbuytobaccofromtheU.S.
Foreigntrade,theexchangeofgoodsbetweennations,takesplaceformanyreasons.Thefirst,asmentionedabove,isthatnonationhasallofthecommoditiesthatitneeds.Rawmaterialsarescatteredaroundtheworld.LargedepositsofcopperareminedinPeruandZaire,diamondsareminedinSouthAfrica,andpetroleumisrecoveredintheMiddleEast.Countriesthatdonothavetheseresourceswithintheirownboundariesmustbuyfromcountriesthatexportthem.
Foreigntradealsooccursbecauseacountryoftendoesnothaveenoughofaparticularitemtomeetitsneeds.AlthoughtheU.S.isamajorproducerofsugar,itconsumesmorethanitcanproduceinternallyandthusmustimportsugar.
Third,onenationcansellsomeitemsatalowercostthanothercountries.Japanhasbeenabletoexportlargequantitiesofradiosandtelevisionsetsbecauseitcanproducethemmoreefficientlythanothercountries.ItischeaperfortheU.S.tobuythesefromJapanthantoproducethemdomestically.Accordingtoeconomictheory,Japanshouldproduceandexportthoseitemsfromwhichitderivesacomparativeadvantage.Itshouldalsobuyandimportwhatitneedsfromthosecountriesthathaveacomparativeadvantageinthedesireditem.
Finally,foreigntradetakesplacebecauseofinnovationorstyle.EventhoughtheU.S.producesmoreautomobilesthananyothercountry,itstillimportslargequantitiesofautosfromGermany,Japan,andSweden,primarilybecausethereisamarketforthemintheU.S.
Formostnations,exportsandimportsarethemostimportantinternationalactivities.Whennationsexportmorethantheyimport,theyaresaidtohavefavorablebalanceoftrade.Whentheyimportmorethantheyexport,anunfavorablebalanceoftradeexists.Nationstrytomaintainafavorablebalanceoftrade,whichassuresthemofthemeanstobuynecessaryimports.Somenationsbasetheirentireeconomyontheconceptofimportingrawmaterials,processingthemintomanufacturedgoods,andthenexportingthefinishedgoods.Thesubsequentprofitsenablethesenationstoimportthefoodtheyneed.
Inadditiontovisibletrade,whichinvolvestheimportandexportofgoodsandmerchandise,thereisalsoinvisibletrade,whichinvolvestheexchangeofservicesbetweennations.
Asanexampleofinvisibletrade,Braziliancoffeeisusuallytransportedbyoceanvesselsbecausethesesteamshipsarethecheapestmethodoftransportation.NationssuchasGreeceandNorwayandHongKonghavelargemaritimefleets,whichcanprovidethistransportationservice.Whenanexporterarrangesforthiskindoftransportation,herentsspaceinthecargocompartmentofashipforonevoyage.
Theprudentexporterpurchasesinsuranceforhiscargo’svoyage.Whileatsea,acargoisvulnerabletomanydangers,themostobviousbeingthattheshipmaysink.Inthisevent,theexporterwhohaspurchasedinsuranceisreimbursed.Otherwise,hemaysufferacompleteloss.Thus,insuranceisanotherserviceinwhichsomenationsspecialize.GreatBritain,becauseofthedevelopmentofLloyd’sofLondon,isaleadingexporterofthisservice,earningfeesforinsuringothernations’foreigntrade.
Somenationspossesslittleinthewayofexportablecommoditiesormanufacturedgoods,buttheyhaveamildandsunnyclimate.Duringthewinter,theBahamasattractnumbersoftourists,particularlyfromthenortheasternU.S.,whospendmoneyforhotelaccommodations,meals,taxes,andsoon.Tourism,therefore,isanotherformofinvisibletrade.
Invisibletradecanbeasimportanttosomenationsastheexportofrawmaterialsorcommoditiesistoothers.Inbothcases,thenationsearnmoneytobuynecessities.
Thedifferentkindsoftradethatnationsengageinarevariedandcomplex,amixtureofvisibleandinvisibletrade.Mostnationsaremoredependentonexportsthanonanyotheractivity.Theearningsfromexportspayfortheimportsthattheyneedandwant.Anation’sbalanceofpaymentsisarecordofthesecomplextransactions.Thetwomostimportantcategoriesinanynation’sbalanceofpaymentsareitsvisibleandinvisibletrade.Athirdveryimportantcategoryisinvestments.
Investmentsarethemeansbywhichnationsutilizethecapitalofothernationstobuildfactoriesanddevelopminesfrotheirownindustrialbase.TherailroadsoftheU.S.andSouthAmericawerebuiltbyBritishcapital.Thiscapitalpaidforthecostsofconstruction,includingmaterialsandthewagesoftheworkers,andthelocomotivesandfreightcars.
Investmentcanhaveacrucialimpactonanation’sbalanceofpayments.Whenaninvestmentismade,capitalentersacountry,enablingittoimportmanufacturedmaterialstobuildanewmanufacturingplantandtopayworkerstobuildit.Oncetheplantisoperative,itprovidesbothjobsandtaxesforthehostcountryand,intime,producesnewmanufacturedgoodsforexport.Inthisway,investmentactsasacatalystineconomicgrowthforthedevelopedcountries,aswellasdevelopingcountriesthroughouttheworld.
Insubsequentyears,aninvestmentshouldyieldaprofit.Dividends,sumsofmoneypaidtoshareholdersofacorporationoutofearnings,canthenberemittedtotheinvestingcountry.Fromtheperspectiveofthebalanceofpayments,intheyeartheinvestmentismade,thehostcountrycreditsincometoitsbalanceofpayments,andtheinvestingcountryrecordsadebit.Thisisreversedinthefollowingyears.Thedividendsthenrepresentanexpenseforthehostcountryandincomefortheinvestingcountry.
Aftercalculatingalloftheentriesinitsbalanceofpayments,anationhaseitheranetinfloworanetoutflowofmoney.Itshouldbenotedthatthestatisticsusedindeterminingadeficit(shortage)orsurplus(excess)areinexact;informationisreportedbyavarietyofsources,andthereareboundtobemistakesandomissions.Thestatisticaldifferencebetweenthesesourcesisbalancedbyanentryentitled“NetErrorsandOmissions”.Thefinalresultiseitheranincreaseoradecreaseinthenation’sreserves.
Thesereservesmaybecomparedtoanindividual’ssaving.Foranation,theyaremaintainedinholdingsofgoldandofficialdepositsinforeigncurrencies,suchasU.S.dollars,poundssterling,deutschemarks,andsoon.Adeficitinthebalanceofpaymentscanbeaccommodatedbydrawingon(removingsomeof)thereserves,thatis,theprevioussavings.Butifanation’sbalanceofpaymentscontinuesindeficitforsometime,thenthereserveswillbeinsufficienttocoverfurtherwithdrawals,andadditionalmeasuresmustbetaken.
Themostdirectmeansofcorrectingadeficitinthebalanceofpaymentsandhavinganimmediateimpactisbyreducingimports.Thiscanbeaccomplishedbyimposingtariffs,quotas,orboth.Ifsuccessful,thecostofimportsrisesinthelocalmarket,andtheimportedgoodsarecomparativelymoreexpensivetotheconsumerthanthelocallymadegoods.Whenaquotaisimposed,thequantitypreviouslyimportedandpaidforisreduced.
Ineithercase,then
- 配套讲稿:
如PPT文件的首页显示word图标,表示该PPT已包含配套word讲稿。双击word图标可打开word文档。
- 特殊限制:
部分文档作品中含有的国旗、国徽等图片,仅作为作品整体效果示例展示,禁止商用。设计者仅对作品中独创性部分享有著作权。
- 关 键 词:
- 金融 英语 授课 教案